Skip to content

DeepSeek V4.1 Flash (Venice) (thinking on) on Mortgage amortization with extra monthly payments and lump sums

DDeepSeek V4.1 Flash (Venice)thinking on · venice-mini-agent v1.3.1 · cloud · 2026-10-24 · by @bobsiopener

Trust 80%Fully autonomoussuccess · first trySuperseded
Estimated cost
$0.0078
Wall time
22s
Human step-ins
0
Outcome
Pass

Compare with other models on this task →

Superseded. This run was rescored on 2026-10-28 and replaced by a newer run. It no longer counts toward rankings, use-case tables or the data export; it is kept here for the record.

Summary

Exact prompt

# Mortgage amortization with extra monthly payments and lump sums `input.json` describes a fixed-rate loan plus planned prepayments (synthetic). Write `solve.py` (Python 3 standard library only) so that `python solve.py input.json answer.json` produces the payment, the baseline payoff, and the full schedule with prepayments. We re-run it on fresh inputs, so do not hard-code anything. ## Input `principal`, `annual_rate` (percent, e.g. 6.125), `years`, `extra_monthly`, `extra_start_month` (first month the extra is paid; months count from 1), `lump_sums` (list of `{"month", "amount"}`; several can fall in the same month and then add up). ## Rules 1. Money is exact cents with `decimal.Decimal` and ROUND_HALF_UP to 0.01 (convert input numbers with `Decimal(str(x))`). 2. Scheduled payment: with float r = annual_rate / 1200 and n = years * 12, x = principal * r / (1 - (1 + r) ** -n) computed in floats; payment = `Decimal(str(x))` rounded to cents. 3. Each month m: interest = round(balance * annual_rate / 1200) (in Decimal). Prepayment = extra_monthly if m >= extra_start_month (else 0) plus the lump sums for month m. If payment + prepayment >= balance + interest, this is the last month: the amount paid is balance + interest and the balance becomes 0. Otherwise the amount paid is payment + prepayment and the balance drops by (amount paid - interest). 4. The baseline is the same loan with no extra and no lump sums. 5. `interest_saved` = baseline total interest - total interest with prepayments; `months_saved` = baseline months - months with prepayments. ## Output `answer.json`: ``` {"payment": ..., "baseline": {"months": ..., "total_interest": ..., "last_payment": ...}, "with_extra": {"months": ..., "total_interest": ..., "schedule": [[month, amount_paid, interest, principal_paid, balance_after], ...]}, "interest_saved": ..., "months_saved": ...} ``` One schedule row per month, money as numbers with 2 decimals. ## Chart (required visual) Also write `chart.svg` in the working directory: a static, self-contained SVG (root element `<svg>`, no scripts, no external images, fonts, stylesheets or links) that can be rendered headless. It must contain `<polyline id="balance">` drawing the with-extra remaining balance by month. ## Scoring The `chart_svg_static` check (one more check, counted in partial credit) passes only if `chart.svg` exists after the fixture run, parses, has root `<svg>`, contains the ids above with the stated tags, and has no `<script>`, `<img>`/`<image>`, `<link>`, `<iframe>`/`<object>`/`<embed>`, `on*` handlers, or `href`/`src` pointing anywhere except `#...` or `data:`. Its drawing is not graded. Hidden checks (partial credit = fraction passed; all must pass), money within 0.011, counts exact: `payment`, `baseline`, `schedule_rows` (every row), `savings` on the given input; `fresh_run_1`, `fresh_run_2` (the whole answer on fresh inputs; one has two lump sums in the same month). Each run has a 60-second limit.

Every schedule row is compared: payment rounding, interest rounding each month, extra start month, same-month lump sums that add up, and the short final payment. Original benchmark task written for usecaserank.com (not based on a specific public post). Headless, offline run on a reproducible fixture. Cost shown is a list-price estimate (measured tokens x pricing.json list price). Rescore note (Oct 23, 2026): re-scored from the saved work dir: the original scoring step failed to start (exit 127, scorer interpreter missing), so the first score was not a real result. Model output and measured data unchanged.

These are synthetic test cases for comparing AI models, not financial advice.

Success criteria: 1. payment 2. baseline 3. schedule_rows 4. savings 5. fresh_run_1 6. fresh_run_2 7. chart_svg_static

Setup notes: Use Case Scout batch 9 case j08-amortization-extra-payments (offline fixture). Prepared with batch9/prepare.sh; hidden key/tests kept outside the agent's work dir. Prompt = TASK.md verbatim. Scored with the scout's scorer: `python score.py WORKDIR KEYDIR`. Tools: list_files/read_file/write_file/run_shell (venice-mini-agent v1.3), web disabled. Single run, no retries. Visual output (chart.svg) rendered offline to PNG with google-chrome headless, network blocked, 1280x800 at ~3 s after load. Harness: venice-mini-agent v1.3.1 (/workspace/usecase-runner/venice_agent2.py) via the Venice OpenAI-compatible API: same tool loop, system prompt and limits as the cases 02-25 Venice runs (max 25 turns, max_tokens 16000/call, temperature 0.2, Venice system prompt and web search off, per-run cost cap $0.05, thinking on (model default)). Same task text, work-dir layout and scorer as the Claude runs of this case. Cost = measured per-call tokens x venice_prices.json list price; paid from the Venice DIEM daily allowance. Harness: venice-mini-agent v1.3.1 via Venice OpenAI-compatible API (16000 max tokens/call, $0.05 run cap). Score: 7/7. Cost is an ESTIMATE: measured per-call tokens x pricing.json list price (paid from Venice DIEM allowance; Venice billing not itemized). input_tokens include cached reads. Single run.

Estimated cost List-price estimate; not actually billed.

Output

Metrics

Estimated cost
$0.0078
Wall time
22s
Human step-ins
0
Turns
7
Model usage
ModelInput tokOutput tokCost
DDeepSeek V4.1 Flash (Venice)venice/deepseek-v4-1-flashthinking on21,8593,387$0.0078

Reproduce this run

  1. Use the use case prompt on the use case page.
  2. Same setup: DeepSeek V4.1 Flash (Venice) (venice/deepseek-v4-1-flash, thinking on) via venice-mini-agent v1.3.1, cloud.
  3. It counts as a success only if it meets every success criterion: 1. payment 2. baseline 3. schedule_rows 4. savings 5. fresh_run_1 6. fresh_run_2 7. chart_svg_static
  4. Log model, tokens, wall time, human step-ins and the evidence log, then submit it as a reproduction. A different model? Submit a head-to-head rerun.

How runs are scored: Methodology.

Was this useful?

⇄ Rerun on another model

Automated checks

Trust 80% comes from these checks (how Trust % works).

Evidence log
[
 {
  "segment_dir": "./usecase-runner/runs/j08-deepseek-v4-1-flash/venice_output_venice",
  "venice_output": {
   "harness": "venice-mini-agent",
   "harness_version": "1.3.1",
   "max_tokens_per_call": 16000,
   "disable_thinking": false,
   "run_cost_cap": 0.05,
   "no_tools": false,
   "resumed_from": null,
   "model": "deepseek-v4-1-flash",
   "start": "2026-10-23T20:15:12-0400",
   "num_turns": 7,
   "tool_calls": 7,
   "usage": {
    "input_tokens": 12131,
    "output_tokens": 3387,
    "cache_read_input_tokens": 9728,
    "cache_creation_input_tokens": 0
   },
   "reasoning_tokens": 649,
   "requests": [
    {
     "input_tokens": 1289,
     "output_tokens": 76,
     "cached_tokens": 0,
     "cache_write_tokens": 0
    },
    {
     "input_tokens": 1449,
     "output_tokens": 1920,
     "cached_tokens": 0,
     "cache_write_tokens": 0
    },
    {
     "input_tokens": 3017,
     "output_tokens": 225,
     "cached_tokens": 0,
     "cache_write_tokens": 0
    },
    {
     "input_tokens": 3424,
     "output_tokens": 159,
     "cached_tokens": 1920,
     "cache_write_tokens": 0
    },
    {
     "input_tokens": 3813,
     "output_tokens": 375,
     "cached_tokens": 1920,
     "cache_write_tokens": 0
    },
    {
     "input_tokens": 4261,
     "output_tokens": 282,
     "cached_tokens": 1920,
     "cache_write_tokens": 0
    },
    {
     "input_tokens": 4606,
     "output_tokens": 350,
     "cached_tokens": 3968,
     "cache_write_tokens": 0
    }
   ],
   "cost_usd_venice_list": 0.007777,
   "billed_reported_by_venice": 0.007777,
   "wall_seconds": 21.6,
   "final_message": "Done. I wrote `solve.py` (Python 3 stdlib only) that:\n\n- **Payment**: computes `x = P\u00b7r/(1-(1+r)^-n)` in floats (r = annual_rate/1200, n = years\u00b712), then `Decimal(str(x))` rounded to cents with ROUND_HALF_UP.\n- **Amortization**: each month computes `interest = round(balance\u00b7annual_rate/1200)` in Decimal, adds `extra_monthly` (when `m >= extra_start_month`) plus any lump sums for that month (aggregated so multiple in one month add up). If `payment + prepayment >= balance + interest`, it's the final month (pay exactly `balance + interest`, balance \u2192 0); otherwise balance drops by `amount_paid - interest`.\n- **Baseline**: same loan with no extra/lump sums.\n- **Savings**: `interest_saved = baseline interest - extra interest`, `months_saved = baseline months - extra months`.\n- **Output**: `answer.json` with the required schema, money as 2-decimal numbers.\n- **Chart**: writes a self-contained `chart.svg` with root `<svg>`, a `<polyline id=\"balance\">` of the with-extra balance by month, and no scripts/images/links/handlers/external refs.\n\nVerified on the given input (payment 1960.22, baseline 180 months / 67839.01 interest, with-extra 140 months / 51579.12 interest, saved 16259.89 / 40 months) and on a fresh input with two lump sums in the same month.",
   "error": null,
   "fatal": false
  },
  "trace": [
   {
    "turn": 1,
    "response": {
     "id": "chatcmpl-86023a43",
     "choices": [
      {
       "index": 0,
       "message": {
        "content": null,
        "tool_calls": [
         {
          "index": 0,
          "id": "call_ea1b78da404e4b00ad0b70f1",
          "type": "function",
          "function": {
           "name": "list_files",
           "arguments": "{\"path\":\".\"}"
          }
         },
         {
          "index": 1,
          "id": "call_53c8fcfe1c1048fdb0ed4a8a",
          "type": "function",
          "function": {
           "name": "read_file",
           "arguments": "{\"path\":\"input.json\"}"
          }
         }
        ],
        "role": "assistant",
        "reasoning_content": "Let me start by exploring the current directory."
       },
       "finish_reason": "tool_calls",
       "logprobs": null,
       "raw_output": null
      }
     ],
     "created": 1792800913,
     "model": "deepseek-v4-1-flash",
     "service_tier": null,
     "object": "chat.completion",
     "usage": {
      "prompt_tokens": 1289,
      "completion_tokens": 76,
      "total_tokens": 1365,
      "prompt_tokens_details": {
       "cached_tokens": 0
      },
      "completion_tokens_details": {
       "accepted_prediction_tokens": null,
       "reasoning_tokens": 9,
       "rejected_prediction_tokens": null
      }
     },
     "cost": {
      "usd": 0,
      "diem": 0.0004779
     },
     "venice_parameters": {
      "strip_thinking_response": false,
      "disable_thinking": false,
      "enable_e2ee": true,
      "enable_web_search": "off",
      "enable_web_scraping": false,
      "enable_web_citations": false,
      "include_search_results_in_stream": false,
      "include_venice_system_prompt": false,
      "enable_x_search": false,
      "web_search_citations": [],
      "return_search_results_as_documents": false
     }
    }
   },
   {
    "turn": 1,
    "tool": "list_files",
    "args": {
     "path": "."
    },
    "result": "./TASK.md\n./input.json"
   },
   {
    "turn": 1,
    "tool": "read_file",
    "args": {
     "path": "input.json"
    },
    "result": "{\n \"principal\": 285000,\n \"annual_rate\": 2.942,\n \"years\": 15,\n \"extra_monthly\": 400,\n \"extra_start_month\": 2,\n \"lump_sums\": [\n  {\n   \"month\": 42,\n   \"amount\": 7000\n  }\n ]\n}"
   },
   {
    "turn": 2,
    "response": {
     "id": "chatcmpl-a9ffbad5",
     "choices": [
      {
       "index": 0,
       "message": {
        "content": null,
        "tool_calls": [
         {
          "index": 0,
          "id": "call_4a8db45bc8f1466a8eb58de5",
          "type": "function",
          "function": {
           "name": "write_file",
           "arguments": "{\"path\":\"solve.py\",\"content\":\"#!/usr/bin/env python3\\n\\\"\\\"\\\"Mortgage amortization with extra monthly payments and lump sums.\\\"\\\"\\\"\\nimport json\\nimport sys\\nfrom decimal import Decimal, ROUND_HALF_UP\\n\\nCENT = Decimal(\\\"0.01\\\")\\n\\n\\ndef money(x):\\n    \\\"\\\"\\\"Round a Decimal to cents with ROUND_HALF_UP.\\\"\\\"\\\"\\n    return Decimal(x).quantize(CENT, rounding=ROUND_HALF_UP)\\n\\n\\ndef to_num(d):\\n    \\\"\\\"\\\"Convert a Decimal to a JSON number with 2 decimals.\\\"\\\"\\\"\\n    return float(money(d))\\n\\n\\ndef compute_payment(principal, annual_rate, years):\\n    r = float(annual_rate) / 1200.0\\n    n = int(years) * 12\\n    if r == 0:\\n        x = float(principal) / n\\n    else:\\n        x = float(principal) * r / (1.0 - (1.0 + r) ** (-n))\\n    return money(Decimal(str(x)))\\n\\n\\ndef amortize(principal, annual_rate, payment, extra_monthly, extra_start_month,\\n             lump_sums):\\n    \\\"\\\"\\\"Run the amortization. Returns (months, total_interest, last_payment, schedule).\\\"\\\"\\\"\\n    balance = money(Decimal(str(principal)))\\n    rate = Decimal(str(annual_rate))\\n    monthly_rate = rate / Decimal(1200)\\n    extra = money(Decimal(str(extra_monthly)))\\n    start = int(extra_start_month)\\n\\n    # Aggregate lump sums by month.\\n    lumps = {}\\n    for ls in lump_sums:\\n        m = int(ls[\\\"month\\\"])\\n        amt = money(Decimal(str(ls[\\\"amount\\\"])))\\n        lumps[m] = lumps.get(m, Decimal(\\\"0\\\")) + amt\\n\\n    schedule = []\\n    total_interest = Decimal(\\\"0\\\")\\n    month = 0\\n    last_payment = Decimal(\\\"0\\\")\\n\\n    while balance > 0:\\n        month += 1\\n        interest = money(balance * monthly_rate)\\n        prepay = Decimal(\\\"0\\\")\\n        if month >= start:\\n            prepay += extra\\n        prepay += lumps.get(month, Decimal(\\\"0\\\"))\\n\\n        if payment + prepay >= balance + interest:\\n            amount_paid = balance + interest\\n            principal_paid = amount_paid - interest\\n            balance = Decimal(\\\"0\\\")\\n        else:\\n            amount_paid = payment + prepay\\n            principal_paid = amount_paid - interest\\n            balance = balance - principal_paid\\n\\n        total_interest += interest\\n        last_payment = amount_paid\\n        schedule.append([month, amount_paid, interest, principal_paid, balance])\\n\\n    return month, total_interest, last_payment, schedule\\n\\n\\ndef build_chart(schedule, path):\\n    width, height = 800, 400\\n    pad = 40\\n    balances = [row[4] for row in schedule]\\n    max_bal = max(balances) if balances else Decimal(\\\"1\\\")\\n    if max_bal <= 0:\\n        max_bal = Decimal(\\\"1\\\")\\n    n = len(schedule)\\n    if n <= 1:\\n        n = 2\\n\\n    def sx(i):\\n        return pad + (width - 2 * pad) * (i / (n - 1))\\n\\n    def sy(b):\\n        return height - pad - (height - 2 * pad) * (float(b) / float(max_bal))\\n\\n    pts = []\\n    for i, row in enumerate(schedule):\\n        pts.append(\\\"%.2f,%.2f\\\" % (sx(i), sy(row[4])))\\n    points = \\\" \\\".join(pts)\\n\\n    svg = []\\n    svg.append('<svg xmlns=\\\"http://www.w3.org/2000/svg\\\" width=\\\"%d\\\" height=\\\"%d\\\" '\\n               'viewBox=\\\"0 0 %d %d\\\">' % (width, height, width, height))\\n    svg.append('<rect x=\\\"0\\\" y=\\\"0\\\" width=\\\"%d\\\" height=\\\"%d\\\" fill=\\\"#ffffff\\\"/>' % (width, height))\\n    svg.append('<line x1=\\\"%d\\\" y1=\\\"%d\\\" x2=\\\"%d\\\" y2=\\\"%d\\\" stroke=\\\"#cccccc\\\" stroke-width=\\\"1\\\"/>'\\n               % (pad, height - pad, width - pad, height - pad))\\n    svg.append('<line x1=\\\"%d\\\" y1=\\\"%d\\\" x2=\\\"%d\\\" y2=\\\"%d\\\" stroke=\\\"#cccccc\\\" stroke-width=\\\"1\\\"/>'\\n               % (pad, pad, pad, height - pad))\\n    svg.append('<polyline id=\\\"balance\\\" fill=\\\"none\\\" stroke=\\\"#1f77b4\\\" '\\n               'stroke-width=\\\"2\\\" points=\\\"%s\\\"/>' % points)\\n    svg.append('</svg>')\\n\\n    with open(path, \\\"w\\\") as f:\\n        f.write(\\\"\\\\n\\\".join(svg))\\n\\n\\ndef main():\\n    if len(sys.argv) < 3:\\n        print(\\\"usage: solve.py input.json answer.json\\\", file=sys.stderr)\\n        return 1\\n\\n    with open(sys.argv[1]) as f:\\n        data = json.load(f)\\n\\n    principal = data[\\\"principal\\\"]\\n    annual_rate = data[\\\"annual_rate\\\"]\\n    years = data[\\\"years\\\"]\\n    extra_monthly = data.get(\\\"extra_monthly\\\", 0)\\n    extra_start_month = data.get(\\\"extra_start_month\\\", 1)\\n    lump_sums = data.get(\\\"lump_sums\\\", [])\\n\\n    payment = compute_payment(principal, annual_rate, years)\\n\\n    # Baseline: no extra, no lump sums.\\n    b_months, b_interest, b_last, _ = amortize(\\n        principal, annual_rate, payment, 0, 1, [])\\n\\n    # With extra.\\n    w_months, w_interest, w_last, schedule = amortize(\\n        principal, annual_rate, payment, extra_monthly, extra_start_month, lump_sums)\\n\\n    interest_saved = b_interest - w_interest\\n    months_saved = b_months - w_months\\n\\n    answer = {\\n        \\\"payment\\\": to_num(payment),\\n        \\\"baseline\\\": {\\n            \\\"months\\\": b_months,\\n            \\\"total_interest\\\": to_num(b_interest),\\n            \\\"last_payment\\\": to_num(b_last),\\n        },\\n        \\\"with_extra\\\": {\\n            \\\"months\\\": w_months,\\n            \\\"total_interest\\\": to_num(w_interest),\\n            \\\"schedule\\\": [\\n                [row[0], to_num(row[1]), to_num(row[2]), to_num(row[3]), to_num(row[4])]\\n                for row in schedule\\n            ],\\n        },\\n        \\\"interest_saved\\\": to_num(interest_saved),\\n        \\\"months_saved\\\": months_saved,\\n    }\\n\\n    with open(sys.argv[2], \\\"w\\\") as f:\\n        json.dump(answer, f, indent=1)\\n\\n    build_chart(schedule, \\\"chart.svg\\\")\\n    return 0\\n\\n\\nif __name__ == \\\"__main__\\\":\\n    sys.exit(main())\\n\"}"
          }
         }
        ],
        "role": "assistant",
        "reasoning_content": "Let me write solve.py.\n\nKey details:\n- payment computed in floats: r = annual_rate/1200, n = years*12, x = principal*r/(1-(1+r)**-n), payment = Decimal(str(x)).quantize(0.01, ROUND_HALF_UP).\n- interest each month = round(balance * annual_rate / 1200) in Decimal, rounded to cents ROUND_HALF_UP.\n- prepayment = extra_monthly if m>=extra_start_month else 0, plus lump sums for month m.\n- if payment + prepayment >= balance + interest: last month, amount paid = balance + interest, balance = 0.\n- else amount paid = payment + prepayment, balance -= (amount paid - interest).\n\nBaseline: same loan with no extra and no lump sums. So baseline uses same payment, no prepayment. Baseline months, total_interest, last_payment.\n\nLet me write it.\n\nSchedule rows: [month, amount_paid, interest, principal_paid, balance_after]. principal_paid = amount_paid - interest.\n\nOutput money as numbers with 2 decimals. Use float(quantized) \u2014 but JSON numbers. We can output as float rounded to 2 decimals. Better to output as float(Decimal). Since money within 0.011 tolerance, float is fine.\n\nLet me write.\n\nFor the chart, polyline id=\"balance\" with points scaled.\n\nLet me code.\n\nEdge: baseline last month: when payment >= balance + interest. amount paid = balance+interest.\n\nLet me write solve.py.\n\nFor output, I'll build dict with Decimal converted to float via round(float(d),2). Actually float(Decimal('123.45')) = 123.45 fine.\n\nLet me write."
       },
       "finish_reason": "tool_calls",
       "logprobs": null,
       "raw_output": null
      }
     ],
     "created": 1792800914,
     "model": "deepseek-v4-1-flash",
     "service_tier": null,
     "object": "chat.completion",
     "usage": {
      "prompt_tokens": 1449,
      "completion_tokens": 1920,
      "total_tokens": 3369,
      "prompt_tokens_details": {
       "cached_tokens": 0
      },
      "completion_tokens_details": {
       "accepted_prediction_tokens": null,
       "reasoning_tokens": 369,
       "rejected_prediction_tokens": null
      }
     },
     "cost": {
      "usd": 0,
      "diem": 0.0027387
     },
     "venice_parameters": {
      "strip_thinking_response": false,
      "disable_thinking": false,
      "enable_e2ee": true,
      "enable_web_search": "off",
      "enable_web_scraping": false,
      "enable_web_citations": false,
      "include_search_results_in_stream": false,
      "include_venice_system_prompt": false,
      "enable_x_search": false,
      "web_search_citations": [],
      "return_search_results_as_documents": false
     }
    }
   },
   {
    "turn": 2,
    "tool": "write_file",
    "args": {
     "path": "solve.py",
     "content": "#!/usr/bin/env python3\n\"\"\"Mortgage amortization with extra monthly payments and lump sums.\"\"\"\nimport json\nimport sys\nfrom decimal import Decimal, ROUND_HALF_UP\n\nCENT = Decimal(\"0.01\")\n\n\ndef money(x):\n    \"\"\"Round a Decimal to cents with ROUND_HALF_UP.\"\"\"\n    return Decimal(x).quantize(CENT, rounding=ROUND_HALF_UP)\n\n\ndef to_num(d):\n    \"\"\"Convert a Decimal to a JSON number with 2 decimals.\"\"\"\n    return float(money(d))\n\n\ndef compute_payment(principal, annual_rate, years):\n    r = float(annual_rate) / 1200.0\n    n = int(years) * 12\n    if r == 0:\n        x = float(principal) / n\n    else:\n        x = float(principal) * r / (1.0 - (1.0 + r) ** (-n))\n    return money(Decimal(str(x)))\n\n\ndef amortize(principal, annual_rate, payment, extra_monthly, extra_start_month,\n             lump_sums):\n    \"\"\"Run the amortization. Returns (months, total_interest, last_payment, schedule).\"\"\"\n    balance = money(Decimal(str(principal)))\n    rate = Decimal(str(annual_rate))\n    monthly_rate = rate / Decimal(1200)\n    extra = money(Decimal(str(extra_monthly)))\n    start = int(extra_start_month)\n\n    # Aggregate lump sums by month.\n    lumps = {}\n    for ls in lump_sums:\n        m = int(ls[\"month\"])\n        amt = money(Decimal(str(ls[\"amount\"])))\n        lumps[m] = lumps.get(m, Decimal(\"0\")) + amt\n\n    schedule = []\n    total_interest = Decimal(\"0\")\n    month = 0\n    last_payment = Decimal(\"0\")\n\n    while balance > 0:\n        month += 1\n        interest = money(balance * monthly_rate)\n        prepay = Decimal(\"0\")\n        if month >= start:\n            prepay += extra\n        prepay += lumps.get(month, Decimal(\"0\"))\n\n        if payment + prepay >= balance + interest:\n            amount_paid = balance + interest\n            principal_paid = amount_paid - interest\n            balance = Decimal(\"0\")\n        else:\n            amount_paid = payment + prepay\n            principal_paid = amount_paid - interest\n            balance = balance - principal_paid\n\n        total_interest += interest\n        last_payment = amount_paid\n        schedule.append([month, amount_paid, interest, principal_paid, balance])\n\n    return month, total_interest, last_payment, schedule\n\n\ndef build_chart(schedule, path):\n    width, height = 800, 400\n    pad = 40\n    balances = [row[4] for row in schedule]\n    max_bal = max(balances) if balances else Decimal(\"1\")\n    if max_bal <= 0:\n        max_bal = Decimal(\"1\")\n    n = len(schedule)\n    if n <= 1:\n        n = 2\n\n    def sx(i):\n        return pad + (width - 2 * pad) * (i / (n - 1))\n\n    def sy(b):\n        return height - pad - (height - 2 * pad) * (float(b) / float(max_bal))\n\n    pts = []\n    for i, row in enumerate(schedule):\n        pts.append(\"%.2f,%.2f\" % (sx(i), sy(row[4])))\n    points = \" \".join(pts)\n\n    svg = []\n    svg.append('<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"%d\" height=\"%d\" '\n               'viewBox=\"0 0 %d %d\">' % (width, height, width, height))\n    svg.append('<rect x=\"0\" y=\"0\" width=\"%d\" height=\"%d\" fill=\"#ffffff\"/>' % (width, height))\n    svg.append('<line x1=\"%d\" y1=\"%d\" x2=\"%d\" y2=\"%d\" stroke=\"#cccccc\" stroke-width=\"1\"/>'\n               % (pad, height - pad, width - pad, height - pad))\n    svg.append('<line x1=\"%d\" y1=\"%d\" x2=\"%d\" y2=\"%d\" stroke=\"#cccccc\" stroke-width=\"1\"/>'\n               % (pad, pad, pad, height - pad))\n    svg.append('<polyline id=\"balance\" fill=\"none\" stroke=\"#1f77b4\" '\n               'stroke-width=\"2\" points=\"%s\"/>' % points)\n    svg.append('</svg>')\n\n    with open(path, \"w\") as f:\n        f.write(\"\\n\".join(svg))\n\n\ndef main():\n    if len(sys.argv) < 3:\n        print(\"usage: solve.py input.json answer.json\", file=sys.stderr)\n        return 1\n\n    with open(sys.argv[1]) as f:\n        data = json.load(f)\n\n    principal = data[\"principal\"]\n    annual_rate = data[\"annual_rate\"]\n    years = data[\"years\"]\n    extra_monthly = data.get(\"extra_monthly\", 0)\n    extra_start_month = data.get(\"extra_start_month\", 1)\n    lump_sums = data.get(\"lump_sums\", [])\n\n    payment = compute_payment(principal, annual_rate, years)\n\n    # Baseline: no extra, no lump sums.\n    b_months, b_interest, b_last, _ = amortize(\n        principal, annual_rate, payment, 0, 1, [])\n\n    # With extra.\n    w_months, w_interest, w_last, schedule = amortize(\n        principal, annual_rate, payment, extra_monthly, extra_start_month, lump_sums)\n\n    interest_saved = b_interest - w_interest\n    months_saved = b_months - w_months\n\n    answer = {\n        \"payment\": to_num(payment),\n        \"baseline\": {\n            \"months\": b_months,\n            \"total_interest\": to_num(b_interest),\n            \"last_payment\": to_num(b_last),\n        },\n        \"with_extra\": {\n            \"months\": w_months,\n            \"total_interest\": to_num(w_interest),\n            \"schedule\": [\n                [row[0], to_num(row[1]), to_num(row[2]), to_num(row[3]), to_num(row[4])]\n                for row in schedule\n            ],\n        },\n        \"interest_saved\": to_num(interest_saved),\n        \"months_saved\": months_saved,\n    }\n\n    with open(sys.argv[2], \"w\") as f:\n        json.dump(answer, f, indent=1)\n\n    build_chart(schedule, \"chart.svg\")\n    return 0\n\n\nif __name__ == \"__main__\":\n    sys.exit(main())\n"
    },
    "result": "wrote 5181 chars"
   },
   {
    "turn": 3,
    "response": {
     "id": "chatcmpl-b2884237",
     "choices": [
      {
       "index": 0,
       "message": {
        "content": null,
        "tool_calls": [
         {
          "index": 0,
          "id": "call_91cf92bd544640009cf5c4c5",
          "type": "function",
          "function": {
           "name": "run_shell",
           "arguments": "{\"command\":\"cd . && python3 solve.py input.json answer.json && cat answer.json | head -40 && echo \\\"---\\\" && python3 -c \\\"import json;d=json.load(open('answer.json'));print(d['payment'],d['baseline'],d['with_extra']['months'],d['with_extra']['total_interest'],d['interest_saved'],d['months_saved']);print(len(d['with_extra']['schedule']))\\\"\"}"
          }
         }
        ],
        "role": "assistant",
        "reasoning_content": "Let me run it and check output.\n\nOne concern: the last month's amount_paid when payment+prepay >= balance+interest. The rule says \"the amount paid is balance + interest\". But should we cap prepayment? The rule says amount paid is balance+interest. OK.\n\nAlso, in the last month, if payment alone already covers, prepay might be included but amount paid is capped. Fine.\n\nLet me run."
       },
       "finish_reason": "tool_calls",
       "logprobs": null,
       "raw_output": null
      }
     ],
     "created": 1792800923,
     "model": "deepseek-v4-1-flash",
     "service_tier": null,
     "object": "chat.completion",
     "usage": {
      "prompt_tokens": 3017,
      "completion_tokens": 225,
      "total_tokens": 3242,
      "prompt_tokens_details": {
       "cached_tokens": 0
      },
      "completion_tokens_details": {
       "accepted_prediction_tokens": null,
       "reasoning_tokens": 89,
       "rejected_prediction_tokens": null
      }
     },
     "cost": {
      "usd": 0,
      "diem": 0.0011751
     },
     "venice_parameters": {
      "strip_thinking_response": false,
      "disable_thinking": false,
      "enable_e2ee": true,
      "enable_web_search": "off",
      "enable_web_scraping": false,
      "enable_web_citations": false,
      "include_search_results_in_stream": false,
      "include_venice_system_prompt": false,
      "enable_x_search": false,
      "web_search_citations": [],
      "return_search_results_as_documents": false
     }
    }
   },
   {
    "turn": 3,
    "tool": "run_shell",
    "args": {
     "command": "cd . && python3 solve.py input.json answer.json && cat answer.json | head -40 && echo \"---\" && python3 -c \"import json;d=json.load(open('answer.json'));print(d['payment'],d['baseline'],d['with_extra']['months'],d['with_extra']['total_interest'],d['interest_saved'],d['months_saved']);print(len(d['with_extra']['schedule']))\""
    },
    "result": "exit=0\nstdout:\n{\n \"payment\": 1960.22,\n \"baseline\": {\n  \"months\": 180,\n  \"total_interest\": 67839.01,\n  \"last_payment\": 1959.63\n },\n \"with_extra\": {\n  \"months\": 140,\n  \"total_interest\": 51579.12,\n  \"schedule\": [\n   [\n    1,\n    1960.22,\n    698.73,\n    1261.49,\n    283738.51\n   ],\n   [\n    2,\n    2360.22,\n    695.63,\n    1664.59,\n    282073.92\n   ],\n   [\n    3,\n    2360.22,\n    691.55,\n    1668.67,\n    280405.25\n   ],\n   [\n    4,\n    2360.22,\n    687.46,\n    1672.76,\n    278732.49\n   ],\n   [\n---\n1960.22 {'months': 180, 'total_interest': 67839.01, 'last_payment': 1959.63} 140 51579.12 16259.89 40\n140\n\nstderr:\n"
   },
   {
    "turn": 4,
    "response": {
     "id": "chatcmpl-a7a0fec4",
     "choices": [
      {
       "index": 0,
       "message": {
        "content": null,
        "tool_calls": [
         {
          "index": 0,
          "id": "call_3bd92b28c35741a28387ba8e",
          "type": "function",
          "function": {
           "name": "run_shell",
           "arguments": "{\"command\":\"cd . && python3 -c \\\"\\nimport json\\nd=json.load(open('answer.json'))\\ns=d['with_extra']['schedule']\\nprint('last row',s[-1])\\nprint('month42',s[41])\\n\\\" && echo \\\"---chart---\\\" && head -c 400 chart.svg && echo && grep -c \\\"polyline id=\\\\\\\"balance\\\\\\\"\\\" chart.svg && grep -oE \\\"<(script|img|image|link|iframe|object|embed)\\\" chart.svg | head\"}"
          }
         }
        ],
        "role": "assistant",
        "reasoning_content": "Let me verify the chart.svg and check the last row of schedule."
       },
       "finish_reason": "tool_calls",
       "logprobs": null,
       "raw_output": null
      }
     ],
     "created": 1792800925,
     "model": "deepseek-v4-1-flash",
     "service_tier": null,
     "object": "chat.completion",
     "usage": {
      "prompt_tokens": 3424,
      "completion_tokens": 159,
      "total_tokens": 3583,
      "prompt_tokens_details": {
       "cached_tokens": 1920
      },
      "cache_read_input_tokens": 1920,
      "completion_tokens_details": {
       "accepted_prediction_tokens": null,
       "reasoning_tokens": 14,
       "rejected_prediction_tokens": null
      }
     },
     "cost": {
      "usd": 0,
      "diem": 0.0006564
     },
     "venice_parameters": {
      "strip_thinking_response": false,
      "disable_thinking": false,
      "enable_e2ee": true,
      "enable_web_search": "off",
      "enable_web_scraping": false,
      "enable_web_citations": false,
      "include_search_results_in_stream": false,
      "include_venice_system_prompt": false,
      "enable_x_search": false,
      "web_search_citations": [],
      "return_search_results_as_documents": false
     }
    }
   },
   {
    "turn": 4,
    "tool": "run_shell",
    "args": {
     "command": "cd . && python3 -c \"\nimport json\nd=json.load(open('answer.json'))\ns=d['with_extra']['schedule']\nprint('last row',s[-1])\nprint('month42',s[41])\n\" && echo \"---chart---\" && head -c 400 chart.svg && echo && grep -c \"polyline id=\\\"balance\\\"\" chart.svg && grep -oE \"<(script|img|image|link|iframe|object|embed)\" chart.svg | head"
    },
    "result": "exit=0\nstdout:\nlast row [140, 1908.54, 4.67, 1903.87, 0.0]\nmonth42 [42, 9360.22, 524.34, 8835.88, 205034.81]\n---chart---\n<svg xmlns=\"http://www.w3.org/2000/svg\" width=\"800\" height=\"400\" viewBox=\"0 0 800 400\">\n<rect x=\"0\" y=\"0\" width=\"800\" height=\"400\" fill=\"#ffffff\"/>\n<line x1=\"40\" y1=\"360\" x2=\"760\" y2=\"360\" stroke=\"#cccccc\" stroke-width=\"1\"/>\n<line x1=\"40\" y1=\"40\" x2=\"40\" y2=\"360\" stroke=\"#cccccc\" stroke-width=\"1\"/>\n<polyline id=\"balance\" fill=\"none\" stroke=\"#1f77b4\" stroke-width=\"2\" points=\"40.00,40.00 45.18,41.88\n1\n\nstderr:\n"
   },
   {
    "turn": 5,
    "response": {
     "id": "chatcmpl-cb289d1e",
     "choices": [
      {
       "index": 0,
       "message": {
        "content": null,
        "tool_calls": [
         {
          "index": 0,
          "id": "call_fd86f655829f49d4a0ebb335",
          "type": "function",
          "function": {
           "name": "run_shell",
           "arguments": "{\"command\":\"cd . && python3 -c \\\"\\nimport xml.etree.ElementTree as ET\\nt=ET.parse('chart.svg'); r=t.getroot()\\nprint('root',r.tag)\\nprint('polyline', [e.get('id') for e in r.iter() if e.tag.endswith('polyline')])\\n\\\" && echo \\\"---fresh test---\\\" && cat > /tmp/in2.json <<'EOF'\\n{\\\"principal\\\": 500000, \\\"annual_rate\\\": 5.5, \\\"years\\\": 30, \\\"extra_monthly\\\": 250, \\\"extra_start_month\\\": 13, \\\"lump_sums\\\": [{\\\"month\\\": 60, \\\"amount\\\": 10000}, {\\\"month\\\": 60, \\\"amount\\\": 5000}, {\\\"month\\\": 100, \\\"amount\\\": 20000}]}\\nEOF\\npython3 solve.py /tmp/in2.json /tmp/out2.json && python3 -c \\\"\\nimport json;d=json.load(open('/tmp/out2.json'))\\nprint(d['payment'],d['baseline']['months'],d['with_extra']['months'],d['interest_saved'],d['months_saved'])\\nprint('rows',len(d['with_extra']['schedule']))\\nprint('m60',d['with_extra']['schedule'][59])\\nprint('last',d['with_extra']['schedule'][-1])\\n\\\"\"}"
          }
         }
        ],
        "role": "assistant",
        "reasoning_content": "Let me verify the SVG parses and check for on* handlers / href/src. Also test fresh runs with two lump sums in same month. Let me write a quick test.\n\nLet me verify the SVG with an XML parser."
       },
       "finish_reason": "tool_calls",
       "logprobs": null,
       "raw_output": null
      }
     ],
     "created": 1792800927,
     "model": "deepseek-v4-1-flash",
     "service_tier": null,
     "object": "chat.completion",
     "usage": {
      "prompt_tokens": 3813,
      "completion_tokens": 375,
      "total_tokens": 4188,
      "prompt_tokens_details": {
       "cached_tokens": 1920
      },
      "cache_read_input_tokens": 1920,
      "completion_tokens_details": {
       "accepted_prediction_tokens": null,
       "reasoning_tokens": 46,
       "rejected_prediction_tokens": null
      }
     },
     "cost": {
      "usd": 0,
      "diem": 0.0010322999999999999
     },
     "venice_parameters": {
      "strip_thinking_response": false,
      "disable_thinking": false,
      "enable_e2ee": true,
      "enable_web_search": "off",
      "enable_web_scraping": false,
      "enable_web_citations": false,
      "include_search_results_in_stream": false,
      "include_venice_system_prompt": false,
      "enable_x_search": false,
      "web_search_citations": [],
      "return_search_results_as_documents": false
     }
    }
   },
   {
    "turn": 5,
    "tool": "run_shell",
    "args": {
     "command": "cd . && python3 -c \"\nimport xml.etree.ElementTree as ET\nt=ET.parse('chart.svg'); r=t.getroot()\nprint('root',r.tag)\nprint('polyline', [e.get('id') for e in r.iter() if e.tag.endswith('polyline')])\n\" && echo \"---fresh test---\" && cat > /tmp/in2.json <<'EOF'\n{\"principal\": 500000, \"annual_rate\": 5.5, \"years\": 30, \"extra_monthly\": 250, \"extra_start_month\": 13, \"lump_sums\": [{\"month\": 60, \"amount\": 10000}, {\"month\": 60, \"amount\": 5000}, {\"month\": 100, \"amount\": 20000}]}\nEOF\npython3 solve.py /tmp/in2.json /tmp/out2.json && python3 -c \"\nimport json;d=json.load(open('/tmp/out2.json'))\nprint(d['payment'],d['baseline']['months'],d['with_extra']['months'],d['interest_saved'],d['months_saved'])\nprint('rows',len(d['with_extra']['schedule']))\nprint('m60',d['with_extra']['schedule'][59])\nprint('last',d['with_extra']['schedule'][-1])\n\""
    },
    "result": "exit=0\nstdout:\nroot {http://www.w3.org/2000/svg}svg\npolyline ['balance']\n---fresh test---\n2838.95 360 272 152642.96 88\nrows 272\nm60 [60, 18088.95, 2062.23, 16026.72, 433914.47]\nlast [272, 268.92, 1.23, 267.69, 0.0]\n\nstderr:\n"
   },
   {
    "turn": 6,
    "response": {
     "id": "chatcmpl-3eed6788",
     "choices": [
      {
       "index": 0,
       "message": {
        "content": "Everything works. Let me verify the final state of the files.",
        "tool_calls": [
         {
          "index": 0,
          "id": "call_c796ed65cb7049e0b6e190e9",
          "type": "function",
          "function": {
           "name": "run_shell",
           "arguments": "{\"command\":\"cd . && ls -la && python3 -c \\\"\\nimport json\\nd=json.load(open('answer.json'))\\nassert set(d)=={'payment','baseline','with_extra','interest_saved','months_saved'}\\nassert set(d['baseline'])=={'months','total_interest','last_payment'}\\nassert set(d['with_extra'])=={'months','total_interest','schedule'}\\nassert all(len(r)==5 for r in d['with_extra']['schedule'])\\nprint('schema OK')\\n\\\"\"}"
          }
         }
        ],
        "role": "assistant",
        "reasoning_content": "Everything works. Let me double check the \"last month\" logic and the payment formula edge cases. Also verify the baseline last payment handling. Looks good.\n\nOne consideration: the spec says \"Prepayment = extra_monthly if m >= extra_start_month (else 0) plus the lump sums for month m.\" My implementation matches.\n\nLet me verify the chart has no forbidden attributes. The polyline has no href/src. Good.\n\nLet me also confirm the schedule row money format \u2014 floats with 2 decimals. json.dump of float 0.0 gives 0.0. Fine.\n\nDone."
       },
       "finish_reason": "tool_calls",
       "logprobs": null,
       "raw_output": null
      }
     ],
     "created": 1792800929,
     "model": "deepseek-v4-1-flash",
     "service_tier": null,
     "object": "chat.completion",
     "usage": {
      "prompt_tokens": 4261,
      "completion_tokens": 282,
      "total_tokens": 4543,
      "prompt_tokens_details": {
       "cached_tokens": 1920
      },
      "cache_read_input_tokens": 1920,
      "completion_tokens_details": {
       "accepted_prediction_tokens": null,
       "reasoning_tokens": 122,
       "rejected_prediction_tokens": null
      }
     },
     "cost": {
      "usd": 0,
      "diem": 0.0010550999999999998
     },
     "venice_parameters": {
      "strip_thinking_response": false,
      "disable_thinking": false,
      "enable_e2ee": true,
      "enable_web_search": "off",
      "enable_web_scraping": false,
      "enable_web_citations": false,
      "include_search_results_in_stream": false,
      "include_venice_system_prompt": false,
      "enable_x_search": false,
      "web_search_citations": [],
      "return_search_results_as_documents": false
     }
    }
   },
   {
    "turn": 6,
    "tool": "run_shell",
    "args": {
     "command": "cd . && ls -la && python3 -c \"\nimport json\nd=json.load(open('answer.json'))\nassert set(d)=={'payment','baseline','with_extra','interest_saved','months_saved'}\nassert set(d['baseline'])=={'months','total_interest','last_payment'}\nassert set(d['with_extra'])=={'months','total_interest','schedule'}\nassert all(len(r)==5 for r in d['with_extra']['schedule'])\nprint('schema OK')\n\""
    },
    "result": "exit=0\nstdout:\ntotal 40\ndrwxr-xr-x 2 box box  4096 Oct 23 20:15 .\ndrwxr-xr-x 5 box box  4096 Oct 23 20:15 ..\n-rw-r--r-- 1 box box  2975 Oct 23 20:15 TASK.md\n-rw-r--r-- 1 box box 10110 Oct 23 20:15 answer.json\n-rw-r--r-- 1 box box  4087 Oct 23 20:15 chart.svg\n-rw-r--r-- 1 box box   171 Oct 23 20:15 input.json\n-rw-r--r-- 1 box box  5181 Oct 23 20:15 solve.py\nschema OK\n\nstderr:\n"
   },
   {
    "turn": 7,
    "response": {
     "id": "chatcmpl-0a73825d",
     "choices": [
      {
       "index": 0,
       "message": {
        "content": "Done. I wrote `solve.py` (Python 3 stdlib only) that:\n\n- **Payment**: computes `x = P\u00b7r/(1-(1+r)^-n)` in floats (r = annual_rate/1200, n = years\u00b712), then `Decimal(str(x))` rounded to cents with ROUND_HALF_UP.\n- **Amortization**: each month computes `interest = round(balance\u00b7annual_rate/1200)` in Decimal, adds `extra_monthly` (when `m >= extra_start_month`) plus any lump sums for that month (aggregated so multiple in one month add up). If `payment + prepayment >= balance + interest`, it's the final month (pay exactly `balance + interest`, balance \u2192 0); otherwise balance drops by `amount_paid - interest`.\n- **Baseline**: same loan with no extra/lump sums.\n- **Savings**: `interest_saved = baseline interest - extra interest`, `months_saved = baseline months - extra months`.\n- **Output**: `answer.json` with the required schema, money as 2-decimal numbers.\n- **Chart**: writes a self-contained `chart.svg` with root `<svg>`, a `<polyline id=\"balance\">` of the with-extra balance by month, and no scripts/images/links/handlers/external refs.\n\nVerified on the given input (payment 1960.22, baseline 180 months / 67839.01 interest, with-extra 140 months / 51579.12 interest, saved 16259.89 / 40 months) and on a fresh input with two lump sums in the same month.",
        "role": "assistant"
       },
       "finish_reason": "stop",
       "logprobs": null,
       "raw_output": null
      }
     ],
     "created": 1792800932,
     "model": "deepseek-v4-1-flash",
     "service_tier": null,
     "object": "chat.completion",
     "usage": {
      "prompt_tokens": 4606,
      "completion_tokens": 350,
      "total_tokens": 4956,
      "prompt_tokens_details": {
       "cached_tokens": 3968
      },
      "cache_read_input_tokens": 3968,
      "completion_tokens_details": {
       "accepted_prediction_tokens": null,
       "reasoning_tokens": 0,
       "rejected_prediction_tokens": null
      }
     },
     "cost": {
      "usd": 0,
      "diem": 0.00064116
     },
     "venice_parameters": {
      "strip_thinking_response": false,
      "disable_thinking": false,
      "enable_e2ee": true,
      "enable_web_search": "off",
      "enable_web_scraping": false,
      "enable_web_citations": false,
      "include_search_results_in_stream": false,
      "include_venice_system_prompt": false,
      "enable_x_search": false,
      "web_search_citations": [],
      "return_search_results_as_documents": false
     }
    }
   }
  ]
 }
]

Get new runs and ranking changes weekly